Palaramanan (“Ramana”) has built the foundation of his career within retail and commercial banking at HSBC Bank Canada. Throughout his time at HSBC, he held various roles where he developed expertise in financial analysis, relationship management and operations. Prior to that he worked in accounting within smaller firms in the logistics and auto-lending industries. Ramana studied Accounting & Finance at the Schulich business program at York University and is also a CFA charter holder.