Howard is an educated CPA who has developed strong professional expertise through his previous experience in the real estate and mortgage industry at Firm Capital. A graduate with an honours specialization in finance and administration from the Bachelor of Management and Organizational Studies (BMOS) program at the University of Western Ontario, Howard also completed a Diploma in Accounting at the University of Western Ontario immediately after receiving his BMOS degree. Howard spends his leisure time with family, giving back to the community, and playing/watching hockey.